PURPOSE AND SCOPE
Rizon Global, Inc. is a Delaware C Corporation company established with its registered agent address at 131 Continental Dr Suite 305, Newark, DE 19713 US, data is kept and stored at the State Register of Legal Entities (hereinafter referred to as “Rizon”, „we“ or „us“). The company also administers a website at www.getrizon.com and Rizon App.
We respect your privacy and pledge to process and protect your personal data in a fair and lawful way in accordance with the applicable legal requirements, such as the EU General Data Protection Regulation No. 2016/679 (“GDPR”), Law on the Legal Protection of Personal Data of the Republic of Lithuania and other applicable legal acts.
This Privacy Policy explains Rizon’s main data processing purposes (i.e., why we collect your data in our daily business activities, including your data collection via this website and Rizon App) and privacy rights you have in respect of your personal data.
Our services enable users to select their preferred payment method for executing orders and transactions via third-party credit and financial institutions and payment service providers. We do not retain your financial account information; the payment provider securely handles it. Note that these vendors may, in turn, collect and process your personal information on their behalf and for their purposes and obligations. To learn more about how third-party payment service providers and financial institutions collect, use and share your personal information, you are encouraged to read their privacy policies or notices provided on the official websites of the respective service providers.
PRINCIPLES OF PROCESSING OF PERSONAL DATA
We are responsible for ensuring security of your personal data made available to us, in particular to prevent unauthorized access to your data.
When processing personal data, we follow the principles of:
legality, fairness and transparency;
purpose limitation;
data minimisation;
accuracy;
storage limitation;
integrity and confidentiality.
WHERE DO WE RECEIVE DATA FROM
3.1. You provide information yourself when opening an account with us of.
3.2. Information from Third Parties.
In our continuous effort to provide seamless and comprehensive Services, we may obtain personal data from third-party partners and vendors. In case of such integration, the information collected by our partners is shared with us. We require our partners to have lawful purposes to collect, process and use your data before sharing it with us. These third-party partners and vendors play a vital role in enhancing the functionality and utility of our platform. Here's how personal data from these sources may be used:
3.3. Merchant VASPs
We collaborate with third-party Merchant VASPs to facilitate transactions with Fiat currencies. In such cases, we may receive information you shared with these Merchant VASPs as part of your transactions. This information may include transaction history, account details, and other relevant financial data. Strict privacy and security standards govern our use of this data to ensure the confidentiality and integrity of your financial information.
3.4. API Integrations
We may integrate with third-party APIs to provide you with certain features and services. These integrations allow us to access and retrieve specific financial data with your explicit consent. The data obtained through such integrations may include bank account information, transaction history, account balances, and other financial details. We utilise this data to offer enhanced features and allow you to purchase StablecoinseCrypto Funds in exchange for fiat currency before depositing it into your account. Your consent is sought and obtained when accessing your financial data through API integrations, and you retain control over the scope of data shared.
3.5. Public Databases
We may obtain personal data from publicly available databases to enhance our services and fulfil our legal and regulatory obligations. The information retrieved from these databases may include names, addresses, contact information, employment details, affiliations with restricted, sanctioned, or prohibited groups and associations (as defined by relevant legal acts), and other publicly accessible data. This data assists us in various functions, such as identity verification, fraud prevention, and compliance with relevant laws and regulations.
3.6. Identity Verification Partners
To ensure the security and integrity of our services, we collaborate with identity verification partners who provide us with access to specific personal data required for identity verification purposes. This data may comprise full names, address information, identification document images and data, personal identification codes, identification document holder photos, date of birth, citizenship, place of birth and other relevant identity-related data.
3.7. Credit and Financial Institution
We may obtain personal data from financial and credit institutions in compliance with the law and industry standards. This data can encompass financial transaction history, account balances, credit scores, account details, and other financial information. This information is crucial for enabling financial transactions and ensuring compliance with relevant regulations.
3.8. Google Single Sign-on (SSO)
We may collect the user’s email address data in order to streamline user log-on through Google SSO authentication features. User data collection shall remain limited to the user's email address and will not encompass any other user data.
3.9. Blockchain Data
We may collect publicly available blockchain data to monitor and detect illegal activities, including those defined by applicable laws and regulations. This data may include blockchain transaction details, wallet addresses, and other relevant blockchain information.
3.10 Marketing Partners, Advertisers and Analytics
In collaboration with marketing partners, we may collect personal data to better understand your interaction with our app and services. This data aids us in refining our marketing strategies and offering you personalised recommendations. In turn, advertisers may provide us with personal data to assess the effectiveness of advertising campaigns and optimise ad targeting. At the same time, analytics partners help us understand how you use and interact with our platform. The partners' shared data may include user preferences, interaction patterns, user behaviour on our App, response to marketing campaigns, interest-based data, click-through rates, conversion data, session durations, traffic sources, clickstream data, and other relevant data.
WHAT ARE THE PURPOSES AND LEGAL BASES OF DATA PROCESSING
Purpose
Legal basis
Retention period
Untuk mengambil langkah-langkah atas permintaan Anda sebelum menandatangani kontrak*
*Untuk mengakses dan menggunakan layanan kami, Anda harus terlebih dahulu mendaftar dan membuat akun di situs kami serta menyetujui Syarat dan Ketentuan.
Langkah-langkah yang perlu diambil sebelum penandatanganan kontrak dan/atau saat penandatanganan kontrak;
Kewajiban hukum - Undang-Undang tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme Republik Lituania, jika berlaku
Data pribadi yang dikumpulkan untuk pelaksanaan kewajiban berdasarkan Undang-Undang tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme akan disimpan hingga 8 (delapan) tahun sebagaimana diatur dalam Undang-Undang tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme Republik Lituania. Jangka waktu penyimpanan dapat diperpanjang untuk jangka waktu tidak lebih dari 2 (dua) tahun, dengan syarat terdapat permintaan yang disertai alasan yang jelas dari otoritas yang berwenang.
Untuk melaksanakan perjanjian yang telah disepakati dengan Anda, termasuk (namun tidak terbatas pada):
- penyediaan dan pemeliharaan layanan serta Aplikasi: mengelola pengoperasian dan pemeliharaan layanan kami guna memastikan fungsionalitas dan ketersediaannya;
- pemrosesan pembayaran dan pelaksanaan pesanan
Pelaksanaan kontrak;
Kewajiban hukum - Undang-Undang Republik Lituania tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme; serta Perintah Unit Investigasi Keuangan No. V-314
Hingga 8 (delapan) tahun sebagaimana diatur dalam Undang-Undang Republik Lituania tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme. Masa penyimpanan dapat diperpanjang untuk jangka waktu tidak melebihi 2 (dua) tahun, dengan syarat terdapat permintaan yang disertai alasan dari otoritas yang berwenang.
Untuk memenuhi kewajiban hukum* (misalnya, pelaksanaan kewajiban berdasarkan Undang-Undang Republik Lituania tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme serta tujuan pencegahan penipuan dan kejahatan lainnya) dan kewajiban manajemen risiko
*Sesuai arahan mitra kami, kami memfasilitasi prosedur KYC dan AML yang diperlukan
Kewajiban hukum - Undang-Undang Republik Lituania tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme
Hingga 8 (delapan) tahun setelah berakhirnya hubungan kontrak, sebagaimana diatur dalam Undang-Undang Republik Lituania tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme. Jangka waktu penyimpanan dapat diperpanjang untuk jangka waktu tidak lebih dari 2 (dua) tahun, dengan syarat terdapat permintaan yang disertai alasan yang jelas dari otoritas yang berwenang.
Untuk mengidentifikasi Anda dari jarak jauh
Undang-Undang tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme Republik Lituania
Keputusan No. V-314 Direktur Layanan Investigasi Kejahatan Keuangan di bawah Kementerian Dalam Negeri Republik Lituania tertanggal 30 November 2016
Hingga 8 tahun setelah hubungan kontrak berakhir.
Untuk mencegah, membatasi, dan menyelidiki penyalahgunaan, penggunaan yang melanggar hukum, atau gangguan terhadap layanan, atau untuk menetapkan, melaksanakan, dan membela tuntutan hukum
Pelaksanaan kontrak;
Kepentingan sah – membela diri terhadap tuntutan hukum dan mencegah penipuan;
Kewajiban hukum – Undang-Undang tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme Republik Lituania; Perintah Unit Investigasi Keuangan No. V-314.
Hingga 8 tahun setelah hubungan kontrak berakhir (+perpanjangan 2 tahun).
Untuk mencegah penipuan (jika permohonan Anda ditolak, kami akan menyimpan hasil proses onboarding Anda untuk keperluan permohonan di masa mendatang)
Kewajiban hukum – Undang-Undang tentang Pencegahan Pencucian Uang dan Pendanaan Terorisme Republik Lituania; Keputusan Unit Investigasi Keuangan No. V-314
Hingga 5 tahun
Untuk keperluan bisnis internal kami, seperti statistik, analisis dan pengelolaan bisnis kami, merger dan akuisisi bisnis, riset pasar, audit, serta pengembangan produk/layanan baru
Kepentingan sah kami – untuk mengembangkan layanan kami
Data akan dianonimkan sesuai kebutuhan dan disimpan selama diperlukan untuk tujuan tersebut.
Melakukan kegiatan penelitian dan pengembangan terkait Layanan kami, termasuk pengembangan fitur dan fungsi baru pada Aplikasi serta peluncuran produk dan layanan baru
Kepentingan sah: untuk meningkatkan fungsionalitas layanan dan Aplikasi kami, memastikan daya saing produk kami, mengembangkan bisnis kami, dan menarik pelanggan serta pengguna potensial dengan memperkenalkan fitur baru dan menyediakan pengembangan berkelanjutan pada Aplikasi
Data akan dianonimkan sesuai kebutuhan dan disimpan hingga diperlukan untuk tujuan tersebut.
Meningkatkan situs web dan Aplikasi kami, mengidentifikasi tren penggunaan, menganalisis data statistik
Kepentingan sah kami – untuk mengembangkan situs web dan Aplikasi kami
Untuk tujuan ini, kami menggunakan cookie dan teknologi serupa. Periode penyimpanan tergantung pada jenis cookie yang digunakan (silakan lihat bagian 11 “Cookie” di bawah)
Menggunakan saluran media sosial untuk periklanan, pemberitahuan, dan dukungan pelanggan, antara lain
Kepentingan sah kami – untuk mengembangkan bisnis kami
Hingga 5 tahun.
Pemasaran langsung (silakan lihat klausul 6 untuk informasi lebih lanjut)
Persetujuan
Kepentingan sah
Sampai persetujuan dicabut
If you provide us with personal data about other people (such as your spouse or family) or you ask us to share their personal data with third parties, you confirm that you have brought this Privacy Policy to their attention beforehand.
OUR IDENTIFICATION TOOLS
We are currently performing performing a physical identity verification procedure. In case we start carrying out remote identification via 2F authenticationauthetification and other tools. Without identificationidetification you cannot use our services.we this s , we will notify you.
DIRECT MARKETING
In case you are an existing client (i.e., you already use our services), we may use your e-mail address for direct marketing purposes, but only with regard to our products and/or services that are similar or related to the services you have obtained, and only if you do not object to such use of your e-mail address. You are also granted a clear, free of charge and easily enforceable possibility to object or withdraw from such use of your contact details.
In other cases, we may use your personal data for the purpose of direct marketing, only if you give us your prior explicit consent regarding such use of the data.
We are entitled to offer the services provided by our business partners or other third parties to you or find out your opinion on different matters in relation to our business partners or other third parties only if you will specifically consent to this.
YOU HAVE A RIGHT TO WITHHOLD YOUR CONSENT WITHOUT SUFFERING ANY ADVERSE EFFECT. If you provide your consent, you can withdraw it at any time.
We shall state in each notification sent by e-mail that you are entitled to object to the processing of the personal data, and to refuse receiving messages from us. You shall be able to refuse receiving our marketing messages by clicking on the respective link in each marketing e-mail received from us.
AUTOMATED DECISION MAKING
We do not use automated decision-making technologies.
HOW WE SHARE YOUR PERSONAL DATA
We may disclose your personal information to the recipients of the following categories:
a) public authorities, institutions, organisations, courts and other third parties, but only upon request and only when required by applicable laws, or in cases and under procedures provided for by applicable laws;
b) third parties providing services to us including providers of legal, financial, auditing, tax, business management, personnel administration, remote identification, accounting, advertising (including online advertising), direct marketing, communications, data centers, hosting, cloud and/or other services. In each case, we provide third parties with only as much data as necessary to provide their services. Service providers engaged by us may process your personal data only in accordance with our instructions and may not use them for other purposes;
c) third parties for the purpose of performance of the contract concluded with you;
e) third parties, when we intend to enter into a business sale transaction and/or to perform legal and/or financial due diligence of us prior to such transaction;
f) other persons with your consent.
INTERNATIONAL TRANSFER OF PERSONAL DATA
In case your personal data must be transferred outside the European Economic Area (EEA), we will take necessary steps to ensure that your data is treated securely and in accordance with this Privacy Policy and we will ensure that it is protected and transferred in a manner consistent with the legal requirements applicable to the personal data. This can be done in several different ways, for example:
the country to which we send the personal data, a territory or one or more specified sectors within that third country, or the international organization is approved by the European Commission as having an adequate level of protection;
the recipient has signed or contains in its terms of service (service agreement) standard contractual clauses adopted by the European Commission;
special permission has been obtained from a supervisory authority.
HOW WE PROTECT YOUR PERSONAL DATA
Please note that, although no system of technology is completely secure, we have to implement appropriate security measures in order to minimize the risks of unauthorized access to or improper use of your personal information.
We and our third-party service providers that may be engaged in the processing of personal data on our behalf (for the purposes indicated above) are contractually obligated to respect the confidentiality of the personal data.
A variety of logical and physical security measures are used to keep your personal data safe and prevent unauthorized access, usage, or disclosure of it (the list indicated below is not exhaustive): we use antivirus software, access control policies, we review our information collection, storage, and processing practices, including physical security measures, to prevent unauthorized access to our systems, we use data encryption, etc.
YOUR RIGHTS
The right to be informed. You have the right to be provided with clear, transparent and easily understandable information about how we use your personal data.
The right to access. You have the right to request from us copies of your personal data. Where your requests are excessive, in particular if they are being sent with a repetitive character, we may refuse to act on the request or charge a reasonable fee taking into account the administrative costs for providing the information. An assessment of the excessiveness of the request will be made by us.
The right to rectification. You have the right to request us to correct or update your personal data at any time, in particular if your personal data is incomplete or incorrect.
The right to data portability. The personal data provided by you is portable. You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
The right to be forgotten. When there is no good reason for us to process your personal data anymore, you can ask us to delete your data. We will take reasonable steps to respond to your request. If your personal data is no longer needed and we are not required by law to retain it, we will delete it or destroy it.
The right to restrict processing. You have the right to restrict the processing of your personal data in certain situations (e.g. you want us to investigate whether it is accurate; we no longer need your personal data, but you want us to continue holding it for you in connection with a legal claim).
The right to object processing. Under certain circumstances you have the right to object to certain types of processing (e.g. receiving notification emails). However, if you object to us using personal data which we need to provide our Services, we may need to close your payment account as we will not be able to provide the Services.
The right to file a complaint with a supervisory authority. You have the right to file a complaint directly the State Data Protection Inspectorate of Lithuania if you believe that the personal data is processed in a way that violates your rights and legitimate interests stipulated by applicable legislation. You may apply in accordance with the procedures for handling complaints that are established by the State Data Protection Inspectorate, and which may be found by this link: https://vdai.lrv.lt/lt/veiklos-sritys-1/skundu-nagrinejimas.
Right to withdraw your permission. If you have given us consent for processing your data, you can withdraw your consent at any time. It will have been lawful for us to use the personal data up to the point you withdrew your permission. You also have a right to withhold your consent without any adverse effect.
If you would like to exercise any of these rights, please contact us via e-mail: [email protected]. For security reasons, we will not be able to process your request if we are not sure of your identity, so we may ask for your ID as proof.
COOKIES
We use cookies in a range of ways to improve your experience on our website, including: keeping you signed in, understanding how you use our website.
There are a number of different types of cookies, however, our website uses:
Necessary Cookies. Necessary cookies help us to make the websites available to you by providing the basic functions such as page navigation and access to secure areas of the website. Without these cookies, our website will not perform as smoothly for you as we would like, and we may not be able to provide certain core functions and features of our website.. With regard to personal data collected by the necessary cookies our legal basis for processing such personal data is our legitimate interest in providing the proper functioning and safety of the website. We do not provide an opt-out option for necessary cookies. You can set your browser to block the necessary cookies, but then the website will not function properly.
Functionality Cookies. We use these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and the location you are in. These cookies are activated on the website only after you have given your consent.
Marketing cookies. We use marketing cookies so that we could provide our advertisement as you browse the internet. These cookies are activated on the website only after you have given your consent.
The cookies used on our websites:
Cookie Name
Domain
Valid until
Description
Strictly necessary
session_id
getrizon.com
Menyimpan informasi sesi Anda saat Anda menjelajahi situs web kami.
cookie_consent
getrizon.com
Menyimpan preferensi cookie dan pengaturan persetujuan Anda.
_fbp
getrizon.com
Cookie Meta (Facebook) Pixel untuk melacak interaksi pengguna dalam rangka pemasaran.
Iklan
_gid
getrizon.com
Cookie Google Analytics yang digunakan untuk melacak perilaku pengguna di seluruh halaman.
_ga
getrizon.com
Cookie Google Analytics digunakan untuk membedakan pengguna guna analisis lalu lintas.
Saat Anda mengunjungi situs web kami untuk pertama kalinya, kami memberi Anda kesempatan untuk menerima atau menolak penggunaan cookie. Anda juga dapat menghapus dan memblokir cookie kapan saja dari situs ini melalui browser Anda, namun beberapa fitur di situs ini tidak akan berfungsi tanpa cookie.
Anda dapat mengubah preferensi atau pengaturan di browser web Anda untuk mengontrol cookie. Dalam beberapa kasus, Anda dapat memilih untuk menerima cookie dari situs utama namun memblokir cookie dari pihak ketiga. Dalam kasus lain, Anda dapat memblokir cookie dari pengiklan tertentu atau menghapus semua cookie.
TAUTAN KE SITUS WEB LAIN
Situs web kami mungkin berisi tautan ke situs web lain yang tidak dioperasikan oleh kami. Ketika Anda memutuskan untuk mengklik tautan tersebut dan diarahkan ke situs web tersebut, kami menyarankan Anda untuk membiasakan diri dengan kebijakan privasi atau pemberitahuan, kebijakan cookie, dan/atau dokumen lain mereka. Kami tidak bertanggung jawab atas konten, kebijakan, atau praktik situs web atau layanan pihak ketiga tersebut.
PERUBAHAN PADA KEBIJAKAN PRIVASI INI
Kami secara rutin meninjau Kebijakan Privasi ini dan berhak untuk mengubahnya kapan saja sesuai dengan undang-undang dan peraturan yang berlaku. Kami akan memberi tahu Anda terlebih dahulu mengenai setiap perubahan penting.
HUBUNGI KAMI
Anda dapat menghubungi kami melalui email [email protected].